223/225 Highland Street

Haliburton | Ontario

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Samantha Miller

Presented At

$2,164,605

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223/225 Highland Street

Haliburton | Ontario

223/225 Highland Street, Haliburton, Ontario, Canada. , Haliburton , Ontario

223/225 Highland Street

Located in the heart of Haliburton, this prime commercial property offers unmatched visibility, flexibility, and opportunity. Perfectly positioned on a major thoroughfare, it delivers the exposure and scale your business needs to thrive in this growing community. With more than 12,000 sq. ft. of combined retail and café space, the main level provides a true blank canvas, featuring an open-concept layout and endless customization options. The additional 10,000 sq. ft. on the lower level supports a wide range of commercial uses, adding even more versatility. Recent building updates and renovations allow you to focus on business rather than repairs. Multiple income streams make this a smart investment: two apartments provide steady rental revenue, while a popular local eatery and an established on-site dance studio contribute additional reliable income. Beyond its financial upside, the property serves as a community hub. The café, retail space, and studio are already woven into the fabric of Haliburton, offering built-in traffic and a loyal customer base. Situated on two separately deeded parcels, the property also presents exciting opportunities for expansion, redevelopment, or future resale. Whether you're expanding an existing business, launching a new venture, or seeking a strong commercial investment, this offering stands out as a rare opportunity in one of Haliburton's most dynamic locations. Find out how you can explore the full potential this property offers.

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Property Location

223/225 Highland Street, Haliburton, Ontario, Canada., Haliburton Ontario

Local Weather & Climate

Haliburton, Ontario

Current Conditions Updated recently

11 °F

Light snow

Feels Like 1°F

Humidity 96%

Wind 6 mph

Visibility 0.2 mi

Sunrise 12:27 PM

Sunset 10:28 PM

5-Day Forecast

Fri 6 Feb

Snow

High 22°

Low 10°

Sat 7 Feb

Clouds

High 18°

Low -10°

Sun 8 Feb

Clouds

High 8°

Low -26°

Mon 9 Feb

Clouds

High 13°

Low -16°

Tue 10 Feb

Clouds

High 20°

Low -5°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Haliburton?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

Down Payment

$100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Potential Tax Benefits (United States)

$0 Est. First Year Interest Deduction

$0 Est. Annual Tax Savings

*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Tax Information Disclaimer

The tax benefit information displayed on this page is provided for general informational and educational purposes only. This information:

Does not constitute tax advice and should not be relied upon as such. Tax laws are complex and vary by jurisdiction, individual circumstances, and are subject to change without notice.
May not be current or accurate for your specific situation. Tax rules are updated frequently by governments, and the information shown may not reflect the most recent changes.
Uses simplified assumptions that may not apply to your circumstances, including filing status, total income, other deductions, alternative minimum tax considerations, and local tax variations.
Should not be used as the basis for any tax planning decisions or financial strategies without consulting a qualified tax professional licensed in your jurisdiction.

Before making any decisions based on potential tax benefits, you should consult with a qualified tax advisor, certified public accountant (CPA), or licensed tax professional who can evaluate your specific circumstances and provide advice tailored to your situation.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$2,999,000

223/225 Highland Street, Haliburton, Ontario, Canada.

Haliburton, Ontario

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Market Opinion

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Our perspective on current market conditions in Haliburton. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $216,460,500 20% down ($43,292,100)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$18,600/day

Your home may appreciate while you sleep

$130,561/week $565,762/mo $6,789,146/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$119.1M

+$169.0M

$169.0M Potential Equity

vs $119.1M lost to rent over 10 years

$43.3M Down Payment Growth

3.9x

10yr

$169.0M

8.1x

20yr

$349.8M

12.6x

30yr

$546.7M

Wealth Comparison

×1,302

Equivalent to 1,302 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $546.7M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $254.9M +18%

Market $294.8M +36%

Optimistic $340.2M +57%

$169.0M est. equity

20 Years

Conservative $300.2M +39%

Market $401.4M +85%

Optimistic $534.6M +147%

$349.8M est. equity

30 Years

Conservative $353.6M +63%

Market $546.7M +153%

Optimistic $840.1M +288%

$546.7M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

What is the listing price for 223/225 Highland Street, Haliburton, Ontario, Canada?

This property is listed at $216,460,500.

Is now a good time to buy a home in Haliburton?

Based on current market indicators, Haliburton shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is 223/225 Highland Street, Haliburton, Ontario, Canada?

This is a other located in Haliburton, Ontario. The property is situated in an established neighborhood with convenient access to local amenities and services.